What Is Credit Repair Litigation and When Should You Use It?
You’ve disputed the error. You’ve waited. You’ve followed up—maybe more than once. And still, that negative mark is sitting there on your credit report, messing with your score and costing you opportunities. When the credit bureaus or creditors won’t fix it voluntarily, you’re not out of options. That’s where credit repair litigation comes in. At …
The Truth About Disputing Credit Report Errors—And When to Sue
Credit report errors are more common than most people realize. A name spelled wrong, a payment marked late that wasn’t, an account you never opened—it all happens way more than it should. And when it does, the consequences can be serious: denied loans, higher interest rates, job rejections. So yes, you absolutely should dispute any …
Can I Dispute My Credit Report Legally? Here’s What a Credit Lawyer Says
Short answer? Yes—you can legally dispute your credit report. In fact, you should if something looks off. The Fair Credit Reporting Act (FCRA) gives you the right to challenge any information on your credit report that’s inaccurate, outdated, or can’t be verified. But here’s what most people don’t realize: it’s not always straightforward. And when …
How a Credit Repair Law Firm Can Help You Dispute Negative Marks
Negative marks on your credit report can feel like a permanent stain—collections, charge-offs, late payments, or even mistakes that weren’t your fault. These items drag down your score and follow you when you’re applying for a car, an apartment, or even a job. It’s frustrating. And while it might seem like you’re stuck with them, …
Top Signs It’s Time to Hire a Credit Repair Lawyer
Most of us want to believe we can handle things ourselves. And when it comes to credit issues, many folks do start that way—pulling reports, sending disputes, waiting for updates. But sometimes, the DIY route just doesn’t cut it. That’s when hiring a credit repair lawyer isn’t just helpful—it’s necessary. At Lakeshore Law Center (www.creditrepairdebt.org), …