Fixing Bad Credit with a Lawyer: What to Expect in 90 Days
If you’re staring down a credit score in the 500s or 600s, the idea of fixing it can feel overwhelming. You’ve probably tried paying things off, calling creditors, maybe even disputing a few items online. Still, your score hasn’t budged. That’s where bringing in a credit repair lawyer changes the game. At Lakeshore Law Center …
Suing Creditors for Inaccurate Reporting: A Credit Repair Attorney’s Playbook
It’s one thing when a credit bureau messes up. But when your own creditor reports false or outdated information—and refuses to fix it—that’s a whole other level of frustration. Maybe it’s a loan you paid off years ago still showing as delinquent. Or a credit card wrongly marked in collections. When these mistakes cost you …
What Is Credit Repair Litigation and When Should You Use It?
You’ve disputed the error. You’ve waited. You’ve followed up—maybe more than once. And still, that negative mark is sitting there on your credit report, messing with your score and costing you opportunities. When the credit bureaus or creditors won’t fix it voluntarily, you’re not out of options. That’s where credit repair litigation comes in. At …
The Truth About Disputing Credit Report Errors—And When to Sue
Credit report errors are more common than most people realize. A name spelled wrong, a payment marked late that wasn’t, an account you never opened—it all happens way more than it should. And when it does, the consequences can be serious: denied loans, higher interest rates, job rejections. So yes, you absolutely should dispute any …
Can I Dispute My Credit Report Legally? Here’s What a Credit Lawyer Says
Short answer? Yes—you can legally dispute your credit report. In fact, you should if something looks off. The Fair Credit Reporting Act (FCRA) gives you the right to challenge any information on your credit report that’s inaccurate, outdated, or can’t be verified. But here’s what most people don’t realize: it’s not always straightforward. And when …