Skip Navigation

Removing Negative Marks from a Credit Report

You know how long those mistakes can stick around if you’ve missed a payment or let your car get repossessed. Do you need help removing negative marks from a credit report? Credit repair professionals at Lakeshore Law Center are here to help.

Negative Marks on Your Credit report

Negative marks from your credit report can seriously affect your ability to access loans and other financial services. They also make it challenging to get approved for jobs, housing, and even insurance. Getting rid of these negative marks with a professional is very important to improve financial freedom and access the services you need.

Get Professional Help

At Lakeshore Law Center, we have helped hundreds of clients throughout Los Angeles remove negative marks from their credit reports.

You may need legal help because:

  • You were a victim of identity theft
  • You didn’t realize you had bad credit until it was too late
  • You suffered an illness or lost your job
  • A creditor made a mistake on a debt that they unfairly reported as unpaid or delinquent

Your Credit Report

Your credit report is the foundation of your financial life. Your credit report contains information about your financial history, including a detailed list of your open and closed credit accounts. It also includes public records that may be negative, such as tax liens, foreclosures, and bankruptcies. Your credit score is calculated using information from your report. There are federal laws that help ensure the information in your file is fair and accurate. Improving your credit score is the best way to save money on everything you borrow. A bad credit score can become a black mark that leads to missing out on the home of your dreams or even a job.

Improve Your Credit Score

Removing negative marks from your credit report is one of the most effective ways to improve your credit score. We will give you legal advice and representation in dealing with credit bureaus and creditors to ensure that negative information is removed from your reports. By removing these negative marks, you can increase your overall credit score and decrease your debt-to-income ratio. You will be able to qualify for better interest rates and give lenders more confidence in approving your loan request.

Expert Representation

Our firm will also review existing agreements with creditors, collection agencies, and credit reporting agencies. We’ll make sure that they abide by the terms of their contract with you. If we find violations, we will work hard to hold them accountable for their actions.

Expertise You Can Trust

We are proven experts with over ten years of experience in this field. Our experienced professionals work diligently to remove negative marks holding you down. These items include late payments, charge-offs, collections, repossessions, foreclosures, tax liens, and judgments. We have great success with removing bankruptcies as well as student loan delinquencies. If an item on your credit report should not be there, we will find it and get it removed quickly.

Get The Help You Need Today

We have the legal expertise necessary to deal with any credit report errors. Lakeshore Law Center is a law firm that specializes in credit repair and is based in California. If you’re a resident of California in the communities of Yorba Linda, Los Angeles, San Francisco, San Diego, or Santa Ana, call us at (714) 854-7205 today to schedule an appointment.

Back to top